Medicare and Renal Failure
2014 Medicare and Medigap Updates
Medicare and Renal Failure
People contemplating about getting medical coverage should first look at the various eligibility requirements, particularly those surrounding Medicare and renal failure. It is possible, according to the guidelines, for people who are younger than 65 years old to be eligible for Medicare coverage if they have end-stage renal disease (ESRD). For patients that are suffering from this condition and have no idea as to how to avail of their Medicare coverage, read through this article and be guided in securing the Medicare services that you are entitled to.
The eligibility criteria surrounding Medicare and renal failure assume that the prospective Medicare policy owner has been diagnosed with kidney failure and is henceforth required to take regular dialysis or have a kidney transplant to remedy the condition. Under the following scenario, one can immediately enroll in Medicare even before 65 years old if they have worked long enough to be eligible for Social security benefits. The same is true for the spouse of those who have worked long enough to be eligible for Social Security benefits and are now in need of medical support for renal disease.
If you feel that you are covered by these conditions, it is best to talk to a Social Security representative near you. There are state numbers that can be used to contact Social Security. A representative can explain the exact nature of the condition and confirm that you or your spouse’s work tenure has qualified you for Medicare eligibility.
Once this is secured, you only need to decide the exact policy that you want to get. The best advice that you can receive is to enroll in Part A, Part B, and Part D Medicare as these give you the best chance for coverage for the typical medical procedures that end-stage renal disease require. For example, Part A and Part B work together to cover dialysis procedures and Part D can be used for prescription medication. It is also possible that kidney transplant services are available under your Medicare coverage, although this has to be checked with your local Medicare provider.
If you wish to find more information on Medicare and renal failure, there are several brochures provided by government agencies to guide patients on how to avail of their Medicare coverage. This information also explains the guidelines surrounding the beginning of coverage as well as methods that one can avail to accelerate the kick-off for the coverage. It will also cover details on transplant coverage as well as the limitations that accompany Medicare and renal failure policies.
Medicare affords significant benefits to people who are suffering from end-stage renal failure and it is important to be familiar with these benefits in order to take advantage of the policies that are being offered. With the relationship between Medicare and renal failure, patients can rest easy knowing that they do not have to fully shoulder all their expenses. By taking advantage of the Medicare benefits, one can significantly save on medical costs while planning for a kidney transplant to fully address the condition. It is a simple step towards helping patients, but one that offers tremendous value for those in need. Talk to a Social security representative today and get the ball rolling on getting your Medicare coverage for end-stage renal disorder.
When preparing and learning about Medicare and renal failure benefits, you may also want to check if a Medigap policy would be beneficial and check on Medigap cost with your local insurance agent.